2024 Social Security Tax Limit Married Filing Jointly. If they are married filing jointly, they should take half of their social security, plus half of their spouse's social security, and add that to all their combined income. Even if you file taxes jointly, social security does not count both spouses’ incomes against one spouse’s earnings limit.

You can’t make a roth ira contribution if your modified agi is. Your filing status is married filing jointly or qualifying surviving spouse and your modified agi is at least $218,000.